What is a broker?

A Mortgage Link broker is the middle man between you and a lending organisation. But they are also more than just a financial go-between, Mortgage Link brokers are trained to give you advice across a range of financial scenarios.

Knowledge is power and at Mortgage Link we like to help our clients understand the borrowing environment. We provide advice-based processes that will help your decision making.

Your broker is the person who puts up the way-out sign posts in this maze of information. They clear up all the confusion around the wide variety of ways borrowing can be structured, explaining everything in simple terms and with step-by-step advice. From shopping around to find the right loan product to locking in rates and terms with lenders, we are the people who will do all the work for you.

Do I need a broker?

Hunting out the best loan products is our job. If you have a lot of time to shop around online for the good deals and have the time to negotiate with lenders you probably don’t need us. If your time is valuable to you however, it’s probably a good idea to engage a broker.

If you are not confident about working your way around interest rates, lender contracts and loan programmes, an broker can help you make head and tale of some overwhelming mumbo-jumbo.

How do I know I can trust my Mortgage Link broker?

Mortgage Link brokers have a strict code of values they work to. They are ethically committed to ‘doing the right thing’ by clients, lenders, commercial brokers, licensees and staff. They value integrity and transparency.

It’s a no secrets, no surprises code in which the company and its brokers are open about how we conduct business. The upshot of this is you can have trust and confidence in the products we deliver.

Brokers who work under the Mortgage Link umbrella are licensed, financial professionals. The Mortgage Link group has been operating since the beginning of the mortgage broking industry, and has developed strong processes and systems. We continue to invest in our intellectual property and brand protection, so our clients can expect the highest standards of conduct and support.

Each Mortgage Link business owner is a current member of the New Zealand Mortgage Brokers Association, having satisfied the various educational, training, insurance, reference and other requirements of this industry.

Why should I use a Mortgage Link broker?

Mortgage Link brokers settle $1 billion of mortgages annually so we must be doing something right.

Several of our license holders have been with Mortgage Link since the company’s early days as one of the industry’s founding groups in New Zealand. They’ve set the standard for excellence that other licensees have stepped up to. The company is committed to keeping up with market trends, ensuring its licensees have the latest technology when it comes to software programmes and general support.

With 35 offices nation wide, Mortgage Link brokers have helped more than 10,000 clients into their homes or get started with investment property portfolios.