THE ENSURE SOLUTION
Mortgage Link now has the answer to your insurance needs - the Ensure Solution.
Why do I need insurance?
– Will I be able to pay the mortgage if I’m unable to work for several months?
Ensuring your financial wellbeing at every stage of life
Mortgage Link is driven by a key value – to provide impartial advice that best meets our clients’ needs. We are a long established, well regarded national group with a genuine client focussed approach that is supported by strong advice processes.
Are you covered in the event of a crisis?
Have you thought ahead?
− What will happen to your family if you are not alive to meet the financial commitments from your debt?
Everyone has different answers to these difficult questions. You may only be able to afford to address a single need (making sure your mortgage is protected) or you may want our advisers to look at all your financial commitments. Whatever your situation, our advisers can provide you with non-aligned advice and insurance solutions for your short, immediate and long term needs.
A range of insurance products
The Ensure Solution gives you access to the following insurance products.
Mortgage Repayment Cover
Mortgage repayments continue should you suffer a total or partial disability. A monthly benefit is paid during treatment and recovery.
A lump sum payment in the event of death. You decide on the purpose of the funds, which are usually used to reduce or pay debt, pay outstanding expenses and perhaps create investments to provide ongoing income for dependents.
Total and Permanent Disability (TPD)
A lump sum payment should illness or injury mean an inability to work and provide income to meet your financial needs. You decide on the purpose of the funds, which are usually used to reduce or repay debt, provide home modifications, additional care or create an investment fund to generate ongoing income.
A lump sum payment should you suffer an identified condition. The identified conditions are usually serious, often life threatening and will have a significant financial impact. You decide on how the funds are used, usually to address debt, purchase specialised equipment or modify homes, or create an investment fund to provide ongoing income.
Usually a monthly benefit designed to replace your income should you suffer a total or partial disability which leaves you to be unable to earn your normal income.
Funding to ensure you have access to private hospital treatment when you require.
Our advice process will help you understand what your financial needs are and which insurance products
For impartial advice that will give you greater peace of mind about your financial wellbeing, contact us today.
Contact us now on 0800 466 784