Imagine owning your own little piece of New Zealand – a place to call home. It’s not as difficult as you may think. There are hundreds of ways you can make your dreams a reality, all you need to do is call a Mortgage Link adviser to find out how.

We can also help you obtain finance and structure your lending for:

Welcome Home Loans

The Welcome Home Loans scheme is a Government initiative to assist low income individual and families to be able to own their own homes.

Under the scheme it is possible to borrow 100% of a property’s purchase price. The total amount you can borrow is $200,000 without a deposit or up to $280,000 if you have a deposit of 15% of the amount above $200,000.

Mortgage Link has access to providers of Welcome Home Loans, and has helped many first home buyers into their own homes using the scheme.

Refinancing and Debt Consolidation

With Mortgage Link, our clients have the advantages of an ongoing relationship. Because circumstances are always changing there will be opportunities such as changes in your job, children going to university, special events like weddings, renovations or even changing home which cause review of your financial position and to look at refinancing, or even consolidating, your debt.

Talk to us about a financial health check and a look at the options we can bring to improve your borrowings and interest on these.

Overseas Purchasers

New Zealand is one of the top tourist destinations in the world so don’t miss out on your chance to own your own little piece of paradise.Mortgage Link advisers have arranged finance for many overseas-based clients. Thanks to modern technology, we are never more than a phone call, email or fax away.

If there’s an area you’ve heard about or like the look of, contact any one of our advisers to find out more. At Mortgage Link we can offer a full range of property investment advisory services under one roof. 
We have offices throughout the country and as our advisers live locally we know the different areas of New Zealand well.

We can also help deal with all your concerns, such as:

• Where can I find suitable properties?
• How does the purchase process work?
• Do I need a local solicitor/lawyer?
• How can I arrange finance?
• What about a property manager?

Holiday Homes

It’s everybody’s dream to have a place to escape to, whether it’s a little hideaway in the mountains or a bach by the sea. Once you’ve found that ideal place, can you afford it?

We will look at the overall value of both your existing property and the one you have your eye on. The amount of equity that you are holding, available mortgage options and, basically, whether or not you can you can afford it.

Equity Release

Equity release mortgages, sometimes called Reverse Annuity Mortgages, are designed to help homeowners aged over 60 maintain your standard of living and quality of life by releasing some of the equity out of your home.Often you will be living in a home worth hundreds of thousands of dollars, and by accessing some of these funds without having to move, you can do the things you need, or always wanted to do including home repairs, updating to a safer and more reliable car, or for something special like traveling to see your grandchildren.